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Elder Law

Tuesday, November 16, 2021

Helping Family Caregiver During National Family Caregiver Month

Are you aware that November is National Family Caregivers Month?  Are you caring for a family member or do you know someone who is? Family caregivers are unsung heroes as they work tirelessly to help elderly or disabled family members. Would you and your family like to show your appreciation to your family caregiver?  Let us share three tips with you.


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Tuesday, August 3, 2021

Alabama Seniors Need to Plan for Long-Term Care As Soon as Possible


Did you know that the average stay in an Alabama nursing home currently runs at $200 per day, $6000 per month and $72,000 per year? This cost can be crippling, and very few Alabama residents have long-term care insurance to cover the cost of a nursing home. Alabama seniors should plan for


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Tuesday, July 20, 2021

How to Know When It Is Time For Memory Care for Your Aging Parent

Dementia symptoms can vary day to day, which means it may not be easy to pinpoint when it is time for an aging parent to enter memory care. Did you know that worrying behavior, safety concerns, and caregiver burnout can be top signs that it is time for a memory care facility? Let us take a look at ten questions that can help you evaluate your family’s situation. 


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Tuesday, December 15, 2020

5 Things to Consider When Talking to Your Loved Ones About Long-Term Care Planning Over the Holidays


Are the holidays synonymous with family time for you? For many, the answer is yes. This focus on family can mean it is an excellent time to consider talking to your elderly parents and aunts and uncles, who do not have their own adult children, about long-term care planning. As the topic of long-term care planning can encompass a lot, here are five things to consider: 

 

  1.  What long-term care planning have they already done? This broad question will elicit information about whether your relatives have taken any steps to plan for long-term care. Perhaps they have a complete plan already in place. Perhaps they have done zero planning.

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Tuesday, October 20, 2020

How To Prepare for Medicare Open Enrollment


Are you prepared for Medicare open enrollment? If you or a loved one are enrolled in Medicare, now is the time to review your healthcare plan and your medical needs to see if you need to make changes to your current Medicare coverage. 

Every year in September, Medicare plans send out an Annual Notice of Change letter or an Evidence of Coverage letter outlining your plan benefits and notifying you of any changes to coverage.  It can be important to review these notices closely because Medicare insurance policies make changes every year.  Those changes may include changes in premium pricing, co-pay amounts and requirements, or even changes in coverage. 

It is also important to spend some time thinking about your own healthcare needs for the year as you prepare for Medicare open enrollment.


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Wednesday, July 8, 2020

Living Trusts Help Protect Seniors


It’s an unfortunate truth that seniors can be prime targets for financial abuse and scams. Sadly, the elderly are often taken advantage of by strangers — and sometimes even their own family members. That’s why it’s important that planning is in place to help seniors protect themselves and their assets.


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Wednesday, June 17, 2020

A Power of Attorney Protects Your Right to Vote

Your right to vote is a fundamental basis of what it means to be a citizen – yet you could lose your right if you become a ward in a guardianship.
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Wednesday, June 10, 2020

The Senior Safe Act Protecting Elders

The Senior Safe Act is designed to protect our elders from financial abuse from either within a family or support system, or by scam artists preying upon them.
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Thursday, June 4, 2020

Creative Financial Approaches to Affording Long Term Care Services


Long term care insurance was sold aggressively in the 1980s, 90s and thereafter to offset the costs of seniors needing to live in a nursing home, assisted living or needing at home health care.


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Tuesday, April 28, 2020

Telehealth Services to Be Covered by Medicare

In response to the COVID-19 outbreak, the Centers for Medicare & Medicaid Services (CMS) recently announced that it has increased access to Medicare telehealth services. 


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Tuesday, April 21, 2020

What is the Difference Between Estate Planning and Elder Law?

The short answer: Both share similar concerns. The longer answer? The differences make all the difference.



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