As hurricane season intensifies, were you aware that it is essential to be prepared; especially for seniors who may face added challenges with long-term care or mobility issues? Whether you are living on the coast or further inland, the risk of severe weather in Alabama is real. We know that proper preparation can make all the difference when it comes to protecting yourself, your loved ones, and your estate, and want to share our top ten tips to ensure you are ready for a hurricane:
1. Keep your estate planning documents safe. One of the most critical steps in preparing for a hurricane is ensuring your important legal documents, such as your last will and testament and durable power of attorney, are protected. Store them in a waterproof and fireproof container, or better yet, make sure digital copies are available through a secure online service that you and your attorney can access.
2. Prepare an evacuation plan. If you or a loved one has mobility challenges, create a detailed evacuation plan. Know the closest accessible shelters, and consider how you’ll get there whether through assistance from a family member, a caregiver, or a community service. Be sure to notify local authorities if you’ll need special help evacuating.
3. Review your long-term care options. In the event of a disaster, long-term care facilities can be impacted. You want to discuss with your Alabama elder law attorney to ensure you have backup plans, including alternative facilities, should your primary option be affected by a hurricane.
4. Have a communication plan in place. Make sure family members and caregivers know your whereabouts and your evacuation plans. Keep a list of emergency contacts handy and ensure your mobile phone is fully charged. A portable power bank can be a lifesaver if power outages last for several days.
5. Pack a “go-bag” for essential needs. Include enough supplies for at least three days, such as medications, medical equipment, first-aid supplies, and personal hygiene items. Do not forget non-perishable food, water, and comfort items that may be crucial for seniors with special needs.
6. Secure your home. Ensure your home is as hurricane-proof as possible by installing storm shutters, securing loose items outside, and ensuring your roof and windows can withstand heavy winds. It is equally important to know how your homeowner’s insurance policy protects your home against storm damage.
7. Plan for power outages. Power outages during hurricanes can last for days or weeks. If you rely on medical devices that require electricity, such as oxygen tanks, make sure you have a battery backup or generator on hand. Work with your healthcare provider to ensure you have a plan in place if your devices become inoperable.
8. Review your Alabama estate plan with your attorney. Now is the perfect time to meet with your Alabama estate planning attorney to ensure your estate plan is up to date. If you or a loved one are in a long-term care facility, review any provisions related to healthcare and financial power of attorney to make sure they reflect your current wishes.
9. Seriously consider your mobility. If you or a family member has mobility challenges, take extra care to plan for transport during an evacuation. Wheelchairs, walkers, or other mobility devices need to be readily available, and transportation must accommodate these needs.
10. Know your rights for long-term care. If you are living in or considering moving to a long-term care facility, know their hurricane preparedness plan. Alabama law requires facilities to have emergency protocols, but it is important to know the details of how they will care for residents in the event of a storm.
We know this article raises more questions than it answers. By following these tips, you can make sure you and your loved ones are prepared for any hurricane that comes your way. Do not forget that protecting your estate and ensuring your safety are both essential aspects of good hurricane planning. At the end of the day, legal planning is not just for you. Instead, it is for the ones you love most. If we can answer any questions for you on putting this estate planning in place, please do not hesitate to let us know. For more information, please reach out to our office and schedule a time to meet.