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AL Estate Planning & Elder Law Blog

Tuesday, November 26, 2019

Hospice Providers Should Have More Oversight

When a loved one enters hospice care, the whole point is to provide peace of mind and comfort to the patient and the family. And yet a lack of regulation, oversight, and available information means that isn't always the case.


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Tuesday, November 19, 2019

More Elderly Americans are Going Bankrupt

The golden years are turning into bankruptcy red for many retired and aging Americans. While medical advances are keeping seniors alive longer, the associated healthcare costs in the quest for longevity are being off-loaded onto the older individual at a time when reduced income is a hallmark of senior living.


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Tuesday, November 12, 2019

Today’s Trends in Senior Living

The traditional senior housing market is undergoing a profound change. In 2018 senior housing occupancy fell to an eight-year low, even as the senior population continues to increase, as competition for the younger baby boomer market is ramping up and forcing a change to more traditional independent and assisted living options.


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Tuesday, November 5, 2019

Paying for Assisted Living Costs

Assisted living rent can vary from $2,000 to $5,000 monthly. Depending on what type of care your loved one needs, assisted living can be the most affordable solution when compared to a nursing home ($5,000 to $10,000 or more per month) or long-term in-home care.


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Tuesday, October 29, 2019

When is Assisted Living Not Enough?

Jerry’s mother Jane decided, on her own, that it was time to move into an assisted-living facility. Jane’s arthritis had worsened to the point where she couldn’t dress, she struggled to get in and out of the shower, and she was lonely living by herself.



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Tuesday, October 22, 2019

You Will Regret Not Planning or Saving for Retirement

A significant portion of Americans are saving nothing for retirement and very little in their day to day lives. While the unemployment rate is low and wages are seeing an increase the American worker is not saving enough of their income which will inevitably lead to shortfalls of operational cash during an unexpected crisis and in their retirement years further down the road.



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Tuesday, October 15, 2019

The 3 Issues Senior Living Facilities Must Deal With

Senior living faces many issues. Solutions to these problems are consistently being discussed by the government and other stakeholders. However, many of these issues are difficult and costly to solve. For example, staffing and regulation of facilities are problems consistently faced by senior living. Fraud and abuse are also issues that seem to plague this industry. Let’s take a closer look at these issues.



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Tuesday, October 8, 2019

The 6 Keys to Retiring Well

Before you retire or leave full-time employment for other pursuits, consider the impacts of your decision on the financial well being of your future. The transition to your next phase of life, whether full or semi-retirement, adventure seeking, or family driven, requires thoughtful planning to avoid needless surprises that can mean the difference between financial success or financial stress. Whether you have been planning your retirement for decades or days, contemplating these six key retirement elements can help you avoid unexpected problems.



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Monday, September 30, 2019

Ways to Deal With Elder Abuse

What is Elder Abuse?

 Elder abuse is a problem that takes many forms. Unfortunately, many seniors are subjected to elder abuse and often times the abuse goes unreported and the abuser goes unpunished. Elder abuse may take the form of physical abuse, include hitting, striking, beating, kicking, and using excessive force. This may also include the overuse of restraints or drugs.

 Emotional or psychological abuse is also a common form of elder abuse.


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Tuesday, September 24, 2019

Doctors Developing Blood Test for Alzheimer’s


Alzheimer's disease is becoming more prevalent among aging Americans, and there are more aging Americans than ever before. Alzheimer’s disease has three typical biomarkers: plaques of beta-amyloid protein, tangles of tau protein, and loss of connections in the synapses that communicate information between brain cells. Now a simple blood test may be able to detect early signs of Alzheimer’s years before any symptoms, like memory and thinking decline, become apparent. The test involves the identification of changes in levels of Read more . . .


Tuesday, September 17, 2019

Protecting Your Spouse from Impoverishment

30 years ago, Congress put in place protections for the savings of married couples using Medicaid. These protections prevent husbands and wives from bankrupting themselves trying to fund care for their loved ones.
Read more . . .


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